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Thread: A Review on health insurance facilities

  1. #11 You can automatically minimize the read posts in your account in the 'Forum Settings'
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    health insurance facilities
    yes Health Sure offers a managed care solution to corporate clients and organizations to provide healthcare needs backed by professional staff financial strength and insurance experience accumulated over a period of fifty years Health Sure covers personal health covers hospitalization covers and maternity covers In addition the product covers pre- and post-hospitalization expenses as well The covers also have a credit facility at General Insurance's panel of hospitals across Pakistan Health Cards discounts at pharmacies and diagnostic laboratories 24-hour medical hotline with staff doctors etc.Simply put, free healthcare means that wellness services will be available to citizens in that country at no cost or very minimal financial constraints. The ideal situation of free healthcare seems impossible to attain, which is why there is a lot of skepticism on how to implement it and make it work. To achieve this mode of treatment in South Africa, it is required of the government to enforce free healthcare policies

    CORPORATE HEALTH INSURANCE

    Providing health insurance for employees isnt a luxury anymore, its a prerequisite to attracting and retaining skilled workers. In fact, most employees say that the most important benefit offered to them through their job is health insurance. This is because many people simply do not seek out individual health insurance plans due to various constraints. Most companies however do not have the time or resources to undertake healthcare management on their own, and thats where we come in. Jubilee Life will manage all the health care needs of your staff, from a minor hospital checkup up to acute emergencies. We will take care of each and every step and ensure that the most effective health treatments are provided to your staff, saving you from administrative hassles and giving you the peace of mind only security can bring. Health insurance will also help to reduce your personal health care expenses as a business owner. This is because the premiums are likely to be much lower than for individual health expenses reimbursed by the company and the coverage will be much broader.

    What is the importance of a healthcare facility?

    consistently show that community health centers provide care that improves health outcomes of their patients The patients of these centers are also more likely to identify a usual source of care and report having better relationships with their health care providers Health insurance is a type of insurance coverage that typically pays for medical surgical prescription drug and sometimes dental expenses incurred by the insured Health insurance can reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.

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    Why is health care so important?

    Access to comprehensive, quality health care services is important for promoting and maintaining health, preventing and managing disease, reducing unnecessary disability and premature death, and achieving health equity for all Americans.

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    What are the advantages of health insurance?

    1 This mode of wellness eliminates the need for companies to compete for money. Competitive economies are very healthy except for healthcare. For free-market systems, wealthy people are the ones targeted by medical providers. This can bar the poor from obtaining good healthcare. Universal systems concentrate on providing quality care regardless of how much money one has.
    2 It increases levels of health in the workers of a country. With this improved system, going to the doctor becomes very easy and affordable, ultimately leading to people going to the doctor more. This will eliminate illnesses related to avoiding doctor visits due to high prices and improves productivity.

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    3 The general cost of this structure is less compared to a free market system. It means that many people visiting the doctor will result in improved prices. This is because the cost will be dependent on the value of excellent service given to a patient rather than the number of services offered to a patient. Some healthcare providers can earn less money but ultimately providing the same level of care.
    4 It eliminates management costs, which are brought about by dealing with private insurers. This reduces the staff hired, and the third parties involved because the doctors and nurses deal with the government directly.
    5 It improves the care given to children by doctors. When children have easy access to doctors at a young age, they can prevent issues before they grow up. This will also assist in guiding the entire country in making choices that promote healthy living.

    What are the disadvantages of health insurance?

    1 One of the main disadvantages of having health insurance is the cost. Health insurance can be very costly even for those that have a health insurance plan through their employers. Costs may be so high that many end up struggling to make payments.
    2 One of the biggest cons is having to pay medical for strangers.
    3 Understaffing of medical staff can lead to reduced quality of care.
    4 It leads to reduced motivation in providing innovation in the health sector.
    5 People may become careless with their health.

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    6 Healthy people pay for the sickest.
    7 People have less financial incentive to stay healthy.
    8 Long wait times.
    9 Doctors may cut care to lower costs.
    10 Health care costs overwhelm government budgets.
    11 The government may limit services that have a low probability of success....
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