A Review on: Social Islami Bank Ltd(SIBL):
Social Islami Bank Ltd was established on 1995. It's based on Islamic rules and regulation. Muslim can't open any account to any interest based bank as per Muslim rules. Many new banks are introducing themselves as a Muslim bank. Other religious people also can easily join there but they encourage Muslims to join in their bank. Social Islami bank is such a bank which is suitable for Muslim population. The advantages and disadvantages of Social Islami Bank Ltd(SIBL) are described below:
Advantages of Social Islami Bank Ltd(SIBL):
1. SIBL has 161 branches and 108 agent banking outlets.
2. Customer service of SIBL is fully satisfactory.
3. Saving, deposit and DPS all accounts are popular and well established for Muslim religious people.
4. Security system of SIBL is highly secured.
5. No extra charge for check book.
Disadvantages of Social Islami Bank Ltd(SIBL):
> This bank is regulated by interest based Bangladesh Bank which is the central bank, that's why many Muslim leaders don't like such bank.
Commercial banking is as popular as anyone can imagine and people enjoy all the benefits but in all these one of the major issue which people have is the interest charged on loans which many times is a problem to many.It is based on this and to bring relief to people we have Islamic banking all around.The banks operate based on the principles of Islam whereby one does not pay interest on loans.It is based on this that Social Islamic Bank Ltd(SIBL) was established in the year 1995 registered and under the full control of the Central Bank of Bangladesh.
a.It is very easy to open an account
b.Obtaining a loan is easy and flexible because it operates on the tenet of Islam
c.It is highly secure
d.It is a source of employment to the people
a.The bank is not spreading well to reach people invariably it is more concentrated in Bangladesh
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